verified_userStability for long-term investing

A calmer way to manage your financial future

Navigate the Romanian market with confidence.
Clear, professional tools for your long-term portfolio.

check_circleOwn the index directly
check_circleSee your portfolio clearly
check_circleBuilt for Romanian investors

Welcome back!

Access your portfolio and continue where you left off.

alternate_email
lock
Forgot password?
Or

Don't have an account? Sign up

Transparency First

The real cost of convenience

Many ETFs carry hidden costs in their Total Expense Ratio (TER).

Replicating an index yourself takes more effort, but over time it can make a meaningful difference.

Use the calculator to see how costs add up.

5%
Dividend Yield (%)
9.16%
Dividend Yield where ETFs is cheaper

ETF vs DIY: Cost comparison

Dividends are taxed differently:
DIY pays 16% dividend tax, ETF costs are applied annually through TER.

calculate
expand_more
€
€
%
yrs
%
%
chevron_rightDIY cost assumptions
%
%
€

Annual costs (snapshot)

ETF costs (TER):€750
DIY trading fees:€46
DIY dividend tax:€400

Break-even TER

0.89%

Estimated value after 10 years (including contributions)

ETF€233,127
VS
DIY€244,709
DIY − ETF€11,582
What this means?
At this yield level, DIY often comes out ahead due to lower dividend tax drag.

Note: In dividend-heavy markets, ETF investors pay recurring dividend tax implicitly through the fund. DIY replication pays dividend tax explicitly, but avoids annual TER. Depending on yield levels, one can dominate the other over time.

Join the MVP to Save Morearrow_forward

The Anchor Philosophy

Investing is a marathon, not a sprint. We built Anchor to remove the friction that slows Romanian investors down.

account_balance_wallet

Complexity Kills Returns

Hidden fees and high expense ratios erode your wealth over decades. We provide the tools to see through the noise and optimize your costs.

query_stats

Data Fragmented Everywhere

Your portfolio shouldn't live in ten different browser tabs. Anchor aggregates your assets into one professional, unified perspective.

auto_awesome

The Clarity Breakthrough

When you can see your financial path clearly, you make better decisions. Anchor automates the mundane so you can focus on the discipline.

Institutional thinking, personal scale

Smart tools that grow with you

hub

Tracking

Bring all your assets together in one place for a clear view of your financial health.

timeline

Retirement Path

Visualize your long-term net worth with inflation-adjusted projections.

analytics

Tax Clarity

See your local tax obligations and capital gains at a glance.

savings

Auto-Rebalance

We alert you when your portfolio drifts - and show you what to do next.

Projected Growth Analysis

How it started

From Scripts to Stability

It started in a small apartment in Bucharest.
What began as simple Python scripts to track a single BVB portfolio gradually grew into a professional platform shaped by real investors in Romania.

We didn't build Anchor to create another app.
We built it because we were tired of losing money to unnecessary complexity and the lack of local tools.

Why we built Anchoropen_in_new
history_edu
2024

Learning

Starting the journey with curiosity and small steps.

2025

High Fees & Data Chaos

Word spreads among local investors, and the tool evolves with user feedback.

2026

First MVP

A professional home for the modern Romanian investor.

Anchor your financial future today.

Join early investors who care about understanding the real cost of investing.

Request Invite to MVP