Early access · First 100 founders get 6 months Pro free
verified_userBuilt for Romanian investors

Replicate the BET index. Skip the fund fees.

Track BVB stocks, international ETFs, and cash in one place — and see exactly how much you'd keep over a decade by replicating the index yourself instead of paying 1–6% to a fund.

Start free — no card requiredarrow_forwardplay_arrowSee the math

Free forever plan · paid tiers from €5/mo

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Total portfolio

Your journeys

EURexpand_more

€0

trending_up+2.4%today

BVB

0.0%

ETFs

0.0%

Cash

0.0%

flagNext milestone
€150,000
Transparency First

The real cost of convenience

Many ETFs carry hidden costs in their Total Expense Ratio (TER).

Replicating an index yourself takes more effort, but over time it can make a meaningful difference.

Use the calculator to see how costs add up.

5%
Dividend Yield (%)
9.16%
Dividend Yield where ETFs is cheaper

ETF vs DIY: Cost comparison

Dividends are taxed differently:
DIY pays 16% dividend tax, ETF costs are applied annually through TER.

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Annual costs (snapshot)

ETF costs (TER):€750
DIY trading fees:€46
DIY dividend tax:€400

Break-even TER

0.89%

Estimated value after 10 years (including contributions)

ETF€233,127
VS
DIY€244,709

DIY wins — you keep €11,582 more after 10 years

Anchor is built exactly for this — manual replication, zero ETF fees.

Keep my €11,582arrow_forward

Note: In dividend-heavy markets, ETF investors pay recurring dividend tax implicitly through the fund. DIY replication pays dividend tax explicitly, but avoids annual TER. Depending on yield levels, one can dominate the other over time.

Start replicating with Anchorarrow_forward
Live preview
TLVarrow_drop_up+1.2%SNParrow_drop_down-0.4%H2Oarrow_drop_up+2.1%VWCEarrow_drop_up+0.6%BRDarrow_drop_up+0.3%EUR/RONarrow_drop_down-0.1%USD/RONarrow_drop_up+0.2%BETarrow_drop_up+0.9%TLVarrow_drop_up+1.2%SNParrow_drop_down-0.4%H2Oarrow_drop_up+2.1%VWCEarrow_drop_up+0.6%BRDarrow_drop_up+0.3%EUR/RONarrow_drop_down-0.1%USD/RONarrow_drop_up+0.2%BETarrow_drop_up+0.9%
See it in action

Your goals, always in focus

Organise your investments into journeys — each one with its own target, progress, and story.

TOTAL ACCUMULATED VALUE

€0 +2.4% this month

ACTIVE JOURNEYS

3 Portfolios Diversified across 2 regions

NEXT ACHIEVEMENT

€150k Milestone €7,147 to go

savings
ON TRACK

Golden Years Fund

Securing your future with steady, conservative growth.

CURRENT STATUS€84,210

"Steady winds today lead to calm harbors tomorrow."

ALL-TIME GROWTH

+8.4%

CONFIDENCE

High

rocket_launch
ACCELERATED

Innovation Venture

Aggressive trajectory focused on market leaders.

GROWTH LEVEL€12,450

"The future belongs to the bold who invest in it."

YTD VELOCITY

+12.1%

NEXT MILESTONE

€15k

shield
STABILITY CORE

Safety Anchor

The foundation of your financial peace.

FOUNDATION STRENGTH€46,193

"True wealth is the ability to withstand any storm."

LIQUIDITY

100%

RISK LEVEL

Minimal

Sample data for illustration purposes

Institutional thinking, personal scale

Smart tools that grow with you

hub

Portfolio Tracker

BVB stocks, international ETFs, and cash, all in one view.

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BET Replication

Build the Romanian index yourself, without paying ETF fees.

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Performance History

See your portfolio's growth over time, daily, monthly, all-time.

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Multi-currency

RON, EUR, USD, tracked and converted automatically.

Projected Growth Analysis

The Anchor Philosophy

Investing is a marathon, not a sprint. We built Anchor to remove the friction that slows Romanian investors down.

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Complexity Kills Returns

Hidden fees and high expense ratios erode your wealth over decades. We provide the tools to see through the noise and optimize your costs.

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Data Fragmented Everywhere

Your portfolio shouldn't live in ten different browser tabs. Anchor aggregates your assets into one professional, unified perspective.

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The Clarity Breakthrough

When you can see your financial path clearly, you make better decisions. Anchor automates the mundane so you can focus on the discipline.

How it started

From Scripts to Stability

It started in a small apartment in Bucharest.
Python scripts to track one BVB portfolio. Then the fees hit, data scattered across three brokers, and tax season became its own part-time job.

We built Anchor because we needed it.
Every feature on this platform is a problem we ran into first.

Why we built Anchoropen_in_new
history_edu
2024

The Problem

High fees, fragmented data, no local tools that worked. Every investor we knew had the same complaint.

2025

The Workaround

Custom scripts, spreadsheets, browser tabs. It worked — until it didn't.

2026

The Platform

A professional home for the modern Romanian investor.

Anchor your financial future today.

Join early investors who care about understanding the real cost of investing.

Request Invite to MVP